Personal Lines

Your house or apartment is your most valuable asset. Vanderbilt realizes this and we have created relationships with highly respected insurance carriers who will be there when you need them most.

Personal Liability

Personal liability coverage provides your family and yourself with financial protection if someone is accidentally injured or their property is damaged by you, your children or while on your property.

Homeowners Insurance:

Our expertise in personal lines will enable us to determine which coverages best meets your particular needs in combination with quality service and fair pricing.

We believe in quality coverage for a fair price. Today's consumers have a lot to think about when it comes to protecting their home and family. Let us walk you through the many options available to determine what coverages are best for you.

Our Homeowner Policy coverages has the essentials of quality protection. These include:


  • Your Home
  • Other buildings on your property
  • Furniture
  • Clothing
  • Appliances
  • Many other personal belongings
  • Covered items while you travel
  • Additional living expenses if you have to move out during repairs.
  • Identity theft
  • Ability to add more levels of protection for jewelry, computers and other valuables.

Cooperative / Condominium / Renters Insurance

As a Renter, Condo or Co-op owner you have special insurance needs not served with a traditional homeowner's policy. Vanderbilt provides customized solutions for protecting your assets.

Discounts offered for Homeowners, Renters, Co-op and Condo:

  • A home security system
  • A newer home
  • Sprinkler system
  • Dead bolt locks
  • Insuring your vehicles with the same company.
  • Several more discounts offered

Automobile Insurance:

An automobile is for some an expression of who they are and for others it is simply a means to get from point A to point B. Let us work with you to determine the best protection available for your particular usage. Discounts offered for Automobile Owners:

  • Being a safe driver
  • Being a good student
  • Driving a safe car
  • Having a Homeowners Policy with the same company

Other advantages you would enjoy include:

  • Personal claims service from a dedicated staff member

Please contact us today for a no-obligation quote on your Home, Rental, Co-Op or Condo unit as well as your automobile. Take the first step and we will do the rest.

Call today! Vanderbilt Personal Lines Division (212) 546-1000 or email